Introduction
Introduction
Welcome to Wealth Karma, a platform operated by GWHK Technology ltd. (“We,” “Our,” or “Us”), designed to empower expats in the GCC region to achieve financial independence through personalized education and tools. These Terms and Conditions (“Terms”) govern your use of our website, www.thewealth karma.com (“Website”), and mobile application (“App”). By accessing or using our Website and/or App, you (“You,” “Your,” or “User”) agree to comply with these Terms. If you do not agree, you must not use our Website and/or App.
Please also review our Privacy Policy, as it forms part of this agreement. Together, these Terms and our Privacy Policy constitute the entire agreement between You and Us regarding the use of our services.
Definitions
- Account: The profile created by a User to access Wealth Karma’s Website and/or App.
- Content: Any text, graphics, images, videos, or other materials viewable or accessible on our Website and/or App.
- User Content: Any content contributed or submitted by Users through our Website and/or App.
- Applicable Law(s): Relevant commercial and digital laws of the UAE, GCC countries, or any other jurisdiction where You access the Website and/or App.
- Intellectual Property: Includes patents, trademarks, copyrights, trade secrets, and related rights owned or licensed by Wealth Karma.
- Minor: Any individual under the age of 18 years.
Use of the Website and App
- Account Creation: You may need to create an Account to access certain features. By doing so, you confirm that all information provided is accurate and up to date. You are responsible for maintaining the confidentiality of Your password and all activities under Your Account.
- Eligibility: By using our Website and/or App, You confirm that You are at least 18 years of age and can legally agree to these Terms.
- Prohibited Activities: You agree not to.
Post defamatory, obscene, or malicious content.
Engage in activities that disrupt the operation of our Website and/or App.
Misuse Intellectual Property owned by Wealth Karma.
Use automated tools (e.g., bots, spiders) to access or interact with our Website and/or App. - Amendments: We reserve the right to update these Terms at any time. Continued use of the Website and/or App constitutes Your agreement to any amendments.
- Third-Party Links: Our Website and/or App may include links to third-party websites. We are not responsible for their content, policies, or practices.
Content and Intellectual Property
Ownership: Wealth Karma owns or licenses all Intellectual Property on the Website and/or App. You may not use our Content for commercial purposes without our written consent.
User Content: By submitting content to Wealth Karma, You grant Us a perpetual, non-exclusive, royalty-free license to use, modify, and distribute Your Content for purposes related to our services.
Restrictions: You may not copy, modify, or distribute our Content without explicit permission.
Subscriptions and Payments
Subscription Plans: Wealth Karma offers subscription and on demand based access to premium features. Payment terms will be outlined at the point of purchase.
Refunds: Refunds may be issued on a case-by-case basis. Please contact support@thewealthkarma.com for assistance.
Third-Party Payments: We may use third-party payment processors. You agree to comply with their terms and acknowledge that we are not responsible for payment disputes arising from their services.
Privacy Policy
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
Warranties and Disclaimers
Wealth Karma provides services “as is” and disclaims any warranties, including but not limited to fitness for a particular purpose. We do not guarantee uninterrupted or error-free access to the Website and/or App.
Limitation of Liability
Wealth Karma is not liable for:
- Indirect, incidental, or consequential damages arising from the use of our Website and/or App.
- Losses resulting from technical issues, viruses, or unauthorized access.
- Address, State, Province, ZIP/Postal code, City
Indemnity
You agree to indemnify and hold Wealth Karma harmless from claims, damages, or liabilities arising from Your use of the Website and/or App or violation of these Terms.
Governing Law
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Contact Information
For inquiries or support, contact us at:
Email: support@thewealthkarma.com
Website: www.thewealthkarma.com
